Home Insurance
Why do you need Home insurance?
Anyone who owns a home needs some sort of homeowners insurance coverage. Whether you own your home free and clear or still are working to pay for the mortgage, the sensible thing to do is to protect your home, your belongings, and your family, friends, and neighbors by investing insurance coverage for you home.
HOME INSURANCE
Ensuring Your Protection
- Movable property your business owns
- Product inventory
- Office equipment and supplies
- Furniture
- Fixtures
- Signage
- Landscaping
- Storage systems
- Shelving and displays
It may even cover the costs of recreating documents lost in covered events. As you can see, there are plenty of different types of property that fall beneath the banner of commercial property protection.
Things Commercial Property Insurance Does Not Cover
You also need to understand the things that are expressly excluded from coverage when it comes to commercial property insurance. For most commercial property insurance, the things that top the list of exclusions include:
- Floods
- Earthquakes
- Sinkholes
That doesn’t mean you can’t get insurance protection for these “risks” or “events.” It simply means that damage resulting from these events is not covered by your standard commercial property insurance, and you will need to purchase the additional protection if you desire that type of coverage for your business.
You should also discuss with your insurance agency if there are other types of perils specifically excluded from your insurance protection you may wish to purchase in the future.
Peabody: (978) 532-3555, peabody@todaysins.com
Cambridge: (617) 547-6212, cambridge@todaysins.com
Lowell: (978) 934-3555, lowell@todaysins.com
Please include your phone number and name in the email.
Yes, just email peabody@todaysins.com or call us at (978) 532-3555. Please include in your email the policyowner name and a phone number.
A beneficiary or someone acting on behalf of the beneficiary can submit a claim by scheduling an appointment with one of our representatives. You may schedule by contacting (978) 532-3555
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Specializing in homeowners and business insurance, Today's Insurance provides each client with knowledgeable support and a comprehensive understanding of their insurance options and coverage needs.
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